India's MSMEs are global. ThynkFin helps export-oriented units access pre and post-shipment finance to compete on the world stage.
Individual Finance
What is Individual Housing Loan?
What We Arrange
- Home purchase loans — ready-to-move and under-construction properties
- Home construction loans — build on your own plot
- Home extension/renovation loans
- Balance transfer (home loan takeover) to reduce EMI
- Top-up loans on existing home loans
Key Features
| Loan Amount | ₹5 Lakh to ₹10 Crore+ |
| Tenure | Up to 30 years |
| Interest Rate | Starting from 8.35% p.a. (floating) |
| LTV Ratio | Up to 90% for loans up to ₹30 Lakh; 80% above |
| Processing Fee | 0.25%–1% of loan amount |
| Tax Benefit | Section 24(b): ₹2L interest deduction; Section 80C: ₹1.5L principal deduction |
| Subsidy | PMAY (CLSS) — up to ₹2.67 Lakh subsidy for EWS/LIG/MIG categories |
| Banks | We have affiliation with more than 30 Banks/FIs |
Special Products
- For Non-Resident Indians looking to purchase property in India. Loan repayable through NRE/NRO account.NRI Home Loans:
- Co-applicant increases eligibility. Additional tax benefits when co-applicant is co-owner.Joint Home Loans:
- Shift your existing home loan to a lower-rate lender and get additional funds simultaneously.Balance Transfer + Top-Up:
ThynkFin Edge
We compare 20+ lenders across interest rate, processing fee, pre-payment charges, and service quality — so you get the best overall deal, not just the lowest headline rate. Many clients save ₹5–15 Lakh over loan tenure through our guidance.
