India's MSMEs are global. ThynkFin helps export-oriented units access pre and post-shipment finance to compete on the world stage.
Individual Finance
What is Education Loan?
Covered Courses & Institutions
- IITs, IIMs, NITs, AIIMS — premier domestic institutions
- Medical (MBBS), Engineering, Management, Law degrees
- Overseas education — USA, UK, Canada, Australia, Germany
- Online certifications and vocational courses (select lenders)
ThynkFin Support
Many families are unaware of the CSIS subsidy or the 80E tax benefit. We ensure every eligible client maximises government benefits while getting the most competitive rate from our bank network.
Key Features
| Loan Amount | Up to ₹10 Lakh (without collateral); ₹75 Lakh+ with collateral for abroad |
| Tenure | Up to 15 years (including moratorium during course) |
| Interest Rate | Starting from 7.00% p.a. based on credit rating) |
| Moratorium | Course duration + 12 months (no repayment during study) |
| Subsidy | Central Sector Interest Subsidy (CSIS) for EWS students |
| Tax Benefit | Section 80E: Full interest deduction for 8 years |
| Banks | We have affiliation with more than 30 Banks/FIs |
