From foundation to handover — we arrange the capital that builds Gujarat's skyline.
Builders Finance
What is Construction Finance?
Construction Finance is specifically designed for real estate developers and builders to fund construction of residential and commercial projects. Unlike simple term loans, construction finance is disbursed in tranches aligned with construction milestones — reducing interest burden.
Types of Construction Finance
- For residential housing projects — plotted, apartments, row houses. Project Construction Loan:
- Malls, commercial complexes, office buildings. Commercial Construction Loan:
- Monetise future rental income from completed commercial assets. Lease Rental Discounting (LRD):
- Large-scale funding for branded developers with multiple projects. Developer Finance:
Key Features
| Loan Amount | ₹1 Crore to ₹500 Crore+ |
| Tenure | 18 months to 7 years |
| Disbursement | Tranche-based against construction progress |
| Interest Rate | Starting from 10.50% p.a. for established builders |
| Security | EM of project land + RERA approvals + personal guarantee |
| Pre-condition | RERA registration mandatory; approved building plan required |
| Banks | We have affiliation with more than 30 Banks/FIs |
What ThynkFin Does Differently
Many builders lose 6–18 months chasing the wrong lender. ThynkFin pre-screens your project against 15+ construction finance lenders based on project size, location, RERA status, and builder track record — and approaches only those most likely to approve.
