Your property is more than a building — it is your financial leverage. ThynkFin unlocks its hidden value through optimally structured LAP.
Builders Finance
What is Loan Against Property (LAP)?
Loan Against Property (LAP) is a secured loan where residential, commercial, or industrial property is mortgaged as collateral. It is one of the most versatile financial instruments available — the funds can be used for any business or personal purpose.
Ideal Use Cases for Builders
- Bridge financing between project stages
- Land acquisition while waiting for project approvals
- Paying off high-cost debt or personal loans
- Business expansion and working capital
- Funding RERA compliance and legal costs
Key Features
| Loan Amount | ₹25 Lakh to ₹100 Crore |
| Tenure | Up to 20 years |
| LTV Ratio | Up to 65–75% of property market value |
| Interest Rate | Starting from 9.00% p.a. |
| Property Types | Residential, commercial, industrial (owned and RERA-approved) |
| Tax Benefit | Interest deductible as business expense (if used for business) |
| Banks | We have affiliation with more than 30 Banks/FIs |
ThynkFin Expertise
ThynkFin has successfully arranged LAP for properties with title disputes, agricultural conversion, and RERA complications that other consultants turned away. Our legal and banking network helps resolve complex cases.
